Pay Down Debt or Invest Calculator for Windows

This free calculator is designed to show you the future effects of an investment versus the future effects of using extra cash to pay down a debt.

You need only three number to use this calculator: the amount you have to invest, the annual interest rate you're paying on your debt, and the annual return you expect to make on the investment you are considering.

With these three number, you can quickly determine whether investing a windfall makes more sense than paying off a debt. Remember, you should always consult your own financial advisor before making important financial decisions.

Free Pay Down Debt or Invest Calculator is a free, Windows®-based financial calculator that can help you determine whether paying off your debt or investing is the better option.

Source: www.wheatworks.com

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Personal Stock Monitor

If you invest in stocks or mutual funds, you can't afford to ignore this software.

Manage your entire family's investments with one easy program. Stocks, mutual funds, money market accounts, options, and more. Personal Stock Monitor Gold can handle it.

Don't waste your time using tedious manual methods to track your investments. Enter your list into Personal Stock Monitor Gold and let it do the work.

Do you have multiple brokerage accounts? Not a problem for this software. Consolidate all of your portfolios in one place.

Find out about breaking news or price movements in real-time! Set alerts based on your own criteria, and Personal Stock Monitor will notify you in any way you choose. We even support sending notifications to pagers and cell phones!

Don't spend hours doing calculations for your capital gains tax forms! Personal Stock Monitor Gold will help you get prepared for tax time with capital gains reports. Get the information you need at tax time with just a couple of clicks.

Download Personal Stock Monitor Gold today to start your free 30-day trial, or buy it now for only USD 49.95.

We have world-wide coverage with support for most major exchanges. Built-in currency conversion lets you track your foreign investments as easily as your local investments.

Always know your net worth. Use the full-featured portfolio manager to enter your transactions. Your portfolio value will always be recalculated in real-time.

Easily share your data with Quicken or other software. Personal Stock Monitor supports the industry-standard QIF file format, which allows you to exchange information with Quicken, Microsoft Money, and compatible applications.

This award-winning software is not available in stores. But there is no need to wait. You can buy it online today through our secure server.

Source: www.personalstockmonitor.com

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Billing and Inventory Management Software

Billing and Inventory Management Software easily manage business accounting details in computerized format. Highly specialized Accounting and invoicing utility designed for both small scale as well as large-scale enterprises in order to maintain company bookkeeping details in organized way.

Powerful and easy to use Accounting management software is complete solution to create and manage business accounting details including Company details, Customer and Vendor details, Sales/Purchase order, Tax related information, Profit and loss details and other similar accounting details in easiest and accurate way.

Cost-effective Inventory management tool improves customer satisfaction and helps in analyzing and managing accounting needs in more efficient manner.

Key Features:

• Easily create and manage business accounting details at one place in an accurate way.
• Generates business accounting reports including Sales/Purchase report, Balance sheet, Production reports, Trial balance, Accounts report and other similar accounting reports.
• Facilitate to export printed reports in PDF and Excel file formats.
• Provides data connectivity facility to fetch accounting details from network connected computer or local drives.
• Software provides password protected facility to prevent unauthorized users to change or modify software configuration settings.
• Provides data backup and restore facility for future reference (in case of accidental data loss reasons).
• Facilitate to freeze data by date, so that external user cannot modify accounting records at selected time period.
• Accounting software is easy to use with GUI interface.
• No technical skills are required to understand the software features and functionality.

Source: www.photo-engineering.com
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EasyPlanEx

EASYPLANEX is a software application that provides a COMPREHENSIVE SOLUTION for evaluating and optimizing all types of financial problems, because it allows you to have:

1. Understandable models
2. Reliable results
3. Automatic documentation of the project
4. Library of reusable projects
5. Auditability
6. Independence from authors
7. Higher productivity

EASYPLANEX can be used to solve following problems:

1. Evaluation and optimization of capital projects
2. Assessment of the value of a company
3. Estimation of the value of common stock
4. Optimization of inventory management
5. Optimization of production planning
6. Budget formulation and control
7. Simulation of financial statements

EASYPLANEX widens the PROJECT SCOPE because it does not only evaluate the proposed case but is able to automatically evaluate all its alternatives (even thousands of combinations), showing as result the 20 best alternatives for the project.

EASYPLANEX has the capability to MEASURE THE RISK of decisions by means of the Monte Carlo method, allowing you to take actions to reduce the risk.

And last, but not least, EasyPlanEx is able to automatically perform risk analysis on every alternative (calculating risk and return for each one) and, based on it, it determines the EFFICIENT FRONTIER (optimal alternatives considering risk and return).

Main features are:

1. Easy and transparent modeling, writing statements like: Sales = Volume * Price
2. IRR, NPV and VAR calculations
3. Easy report generation (cash flow, balance, income statement, etc.)
4. Automatic sensitivity analysis
5. Automatic impact analysis
6. Risk analysis (Monte Carlo)
7. Optimization of investment projects
8. Automatic generation of project documentation report
9. Built-in financial calculator

Source: www.borasystems.com

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Personal Budget Manager

Purple Parrot Personal Budget Manager helps you gain better control and understanding of your finances. In addition to providing a method of organizing and tracking financial activity, the program will save you time by performing functions such as printing your checks and simplifying the process of balancing your checkbook.

Features include a payment reminder, automatic check generation, a financial calculator for loans and savings accounts, reconciliation with online banking, and graphical displays of your financial health.

Source: purpleparrotprograms

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QuoteTracker

QuoteTracker is a Windows program that integrates with various datafeeds, brokers and financial sites to provide you with streaming real-time quotes, Live intraday charts with Technical Indicators, Level II quotes, Time and Sales, alerts, news monitoring, and everything else you may need to trade in today's market.

It also ties into major brokers to give you full Integrated trading from within the software. You can trade through your own broker using QuoteTracker interface. Order Entry and transaction monitoring is fast and streamlined.

QuoteTracker can be used to track most types of securities - Stocks, Options, Indices, Futures, FOREX/Currencies, Bonds, etc

Supports your datafeeds:

• Streaming Real-Time quotes
• Live real-time intraday charts
• Dynamic Historical charts
• Streaming Level II Quotes

Provides:

• Over 120 Technical Indicators
• Integrated Trading
• Intraday & Historical Chart Trend Lines
• Advanced Alert System with Email alerts
• NEWS Monitoring
• Multiple portfolios support
• Customizable portfolio views
• Scrolling Ticker Tape
• Portfolio Printing
• Ability to connect to many data feeds

Source: www.quotetracker.com

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Monex 0.723 Beta

Personal finance manager

Main features

Accounts tree view

• Organize your accounts into a tree structure. Branch expense and income accounts or join accounts by currency or type. Create, remove or change your account tree structure depending on your needs.

Balances of accounts

• View current, cleared and total balances of a single account or a whole branch of accounts.
• View profits of stocks and funds.

Transactions

• Select a list of transactions to calculate expenses/incomes and sums. Let transaction history help you input similar transactions.

Search and filter

• Filter transactions with various filter fields. Calculate filtered transactions expenses/incomes and sums.

Multiple currencies and exchange rates

• Calculate account balances or transaction sums in different currencies or just exchange currencies.

Transaction scheduling

• Schedule repeating transactions and let Monex do the work for you.
• Working with stocks and funds
• Account stock purcase and sale, view how much profit you have made or are about to.

Transaction categories

• Organize transactions additionally with categories.

Source: www.monex-finance.net

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Money Manager Ex

Money Manager Ex primarily helps organize one's finances and keeps track of where, when and how the money goes. It is also a great tool to get a bird's eye view of your financial worth.

Money Manager includes all the basic features that 90% of users would want to see in a personal finance application. The design goals are to concentrate on simplicity and user-friendliness - something one can use everyday.

Money Manager Ex runs on Windows and Linux and an experimental build is now available for Mac OS X.

Features:
Manage Multiple Accounts

• Create and maintain an electronic checkbook - Checking, Savings, Credit Card or Loans, Stock Investment Accounts, Assets

Checking, Savings, Credit Card or Loan Accounts

• Manage income and expense transactions within these accounts
• Create your own categories and organize these transactions to track where your money comes or goes.
• Manage money transfers between accounts
• Mark transactions as reconciled, unreconciled or void to track them against your bank statements
• Manage Payees

Stock/Bonds/Mutual Fund Accounts

• Track your shares, bonds and related investments
• Track the gain/loss for each investment
• Update current share price

General Account Features

• Ability to handle multiple currency across accounts
• Internationalization of currency formatting
• Unicode support for all data storage
• Track closed Accounts
• Setup accounts as favorite accounts
• Track your Bills and Deposits- Create bills & deposits to be reminded of your upcoming bills and deposits so you never miss a payment or deposit
• Account Summary Views and Navigation- An easy to use tree view navigator to navigate across accounts and summarized views of your accounts, upcoming bills & deposits and income vs. expenses
• Budgeting- Setup budgets for a calendar year and see how you are doing over time.
• Importing, Exporting and Printing- Ability to import, export and print your account information

Import

• Import information from Excel in CSV format
• Import information from QIF format (Microsoft Money & Quicken)

Exports

• Export information from any account to Excel (Comma Separated Value -.CSV) format

Printing

• Printing of reports/accounts with inbuilt print preview.

Reporting
View your spending/expenses in a wide variety of ways.

• View spending by category over a date range for specific or all accounts
• View spending on a single category over time
• View income vs expenses
• View spending by payee
• View expenses and how you are doing on a budget.

Source: www.codelathe.com

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Home Selling Calculator

Selling a house for a profit is not easy as it may first appear. And setting a good selling price may be counter-intuitive. For example, it can be better to start with a lower asking price when selling into a slow market. But, then again, no one wants to start low ... it's hard to raise an asking price.

Determining a selling price for a home is not easy. And there are several ways it can be done. First, there's the "I want as much as I can get", bottom line price. It's based on a desired profit. The thought process behind this price often includes: "I want to clear $50,000. I owe $228,000 so I'll set the price at $278,000." This is probably the most common way people set the price of a house they wish to sell.

Others seek professional help when setting the sales price. They contact a real estate agent and ask for help, "I want to sell my house. What's a good price for it?" Usually the agent will visit and give you a ballpark price or refer you to a professional appraiser. You can also explore the housing market yourself, and compare your house to houses similar to yours to determine an asking price.

Whatever method one uses to determine a sales price, people often fail to consider the house's carrying costs. Those are the financial alligators that take big bites out of your profit as each month passes while your house is for sale. Home Selling Calculator shows you clearly how these monthly carrying costs can eat into the profit you might make from selling your house.

Home Selling Calculator is Windows®-based and runs on Windows 2000, Windows XP Home and XP Professional, and Vista.

Home Selling Calculator includes a Home Inspection Form to help you understand what buyers are looking at when they look at homes and a Mover's To Do List which helps you prepare for a move into another home.

Home Selling Calculator provides integrated help, automatic 'hints', offers free, online updates, and includes a user-friendly registration system.

Source: www.homesellingcalculator.com

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Collections MAX 1.6

Collections MAX is a multi user Windows based debt collection software designed for collection agencies and attorney offices. Collections MAX can completely automate your debt collection accounts using user defined business intelligence. Some of the features of Collections MAX includes client trust accounting, integrated payment system so collectors can take credit cards and checks over the phone, ACH and real time credit card processing capable, National Change of Address service capable, generate your own dunning letters using Microsoft Office or export them to a third party letter service, report writer, everything you need to run a collection agency!

Features:

• Status based Automation system
• Client Trust Accounting.
• Integrated payment system - Take credit cards and checks over the phone.
• ACH and real time credit card processing capable.
• National Change of Address service capable.
• Generate your own dunning letters using Microsoft Office or export them to a third party letter service.
• Promises system tracks promises made and alerts collectors when broken.
• Document imaging system lets you attach files to any account.
• Unlimited notes per account.
• 60 custom fields lets you expand the system to fit any situation.
• Duplicate account system.
• Unlimited status codes.
• Both manual input and batch importing screens.
• Mapping tool allows batch importing of accounts from a Microsoft Excel file.
• NSF alert system instantly alerts your collectors to debtors that have bounced payments for fast recovery of funds.
• Callback reminder alerts collectors when callbacks are due.
• Work accounts by status, balance, time zone, client, portfolio, credit score, work date, etc.
• Point and click simplicity.
• Schedule payment reminder letters, broken promise letters automatically.
• Report Writer
• Phone and address logs tracks previous phone numbers and addresses of your debtors.
• Export checks to Versa Check©
• Integrated Skype and Phone dialers.

Operating Systems: Windows XP, Windows Vista Ultimate, Windows Vista Starter, Windows Vista Home, Windows Vista Enterprise, Windows Vista Business, Windows NT, Windows Me, Windows 98, Windows 2003, Windows 2000, Linux

Source: www.collectionsmax.com

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MoneyToys™ Free Loan Calculator for Windows

This free loan calculator is designed to run on your Windows®-based computer while introducing you to the MoneyToys™ web site calculator.

Source: www.wheatworks.com

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Financial Planning Tools ™

CFS Financial Planning Tools uses the same interface as our popular TaxTools program, offering the same powerful integration of planning modules and client database, but geared towards the financial planner/advisor. Financial Planning Tools includes a comprehensive Financial Planner module as well as over 100 Forms, Worksheets, Flowcharts, and Calculators.

Features:

• Bar charts, graphs and pie charts can be printed in color.
• Imports clients and preparers from other CFS programs.
• Inflation factor built into worksheets and calculators.
• Tutorial guides the user through the many features.
• Includes sample client with data.

Comprehensive Financial Planner module includes long-term cash flow projections, education funding analysis, life/disability/long-term care insurance needs, and estate tax liability and planning reports. Prints presentation-style Personal Financial Plan (in color).

Forms ADV-Part 1A and ADV-Part 1B with Schedules for filing financial disclosure reports with the SEC.

Other easy-to-use modules, such as IRA - Minimum Distribution Payout Projection, Social Security - Take it at Age 62 or later, Comparison of Will & Living Trust, and Credit Card Reduction Planner, allow you to quickly answer your financial planning clients' questions.

Various Investment & Loan Calculators are handy for quick loan amortization and future-value calculations.

Useful document templates for financial planners, including Business Plan, Financial Planning Agreement, and Investment Advisor Client Contracts.

The Financial Planner is designed to do the following for your clients:

• State goals and objectives
• Summarize current net worth
• Show asset allocation by investment type and asset category
• Project living expenses adjusted for inflation
• Automatically sell assets to balance cash flow needs
• Accumulate and redistribute surplus cash flow as needed
• Project long-term cash flow over the taxpayer and spouse's lifetime
• Project retirement expense and income
• Project retirement capital growth for all retirement accounts
• Calculate children's education needs and funding requirements
• Perform survivor needs analysis to determine life insurance needs
• Perform disability needs analysis
• Determine long-term care insurance needs
• Show estate tax liability for selected year and advantage of a credit shelter trust
• Summarize client information and assumptions
• View/Print Client Organizer with prior data

Source: www.taxtools.com

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